Denial For Credit / Open Account

(your name, street

city, state, zip)





city, state, zip)


Dear _____ (name):


To tell you the truth, many of our customers prefer to make their purchases by cash. This alleviates the anxiety of having to make late payment charges. I would like to recommend this method to you because, as much as I have tried, I cannot find a way to add you to our list of credit customers.

Our gathered information indicates that your payments this year have been getting more and more behind.  Of course, this may be a result of your having a particularly bad year.  But, we ethically cannot add to your outstanding debts.  We, of course, hope your condition improves.

We do appreciate your considering us as a supplier and would be pleased to do business with you on a cash-with-your-order-basis.  Our service and products continue to be outstanding!